Her Excellency Dr. Khawla Al-Noubani was born in Jordan. She obtained a Bachelor’s Degree in Fiqh and Its Principles from the University of Kuwait (1989), a Master’s Degree in Fiqh and Usul al-Fiqh from the University of Jordan (1995), a Ph.D. in Islamic Finance (2011), and a Bachelor’s Degree in Law from Amman Arab University (2021). In addition, she possesses extensive experience in research and legal and academic contributions at the local and regional levels, as well as within Islamic financial institutions and Islamic endowment (waqf) organizations. Her professional career has included the development of strategic plans and the implementation of training programs in Islamic banking services, sukuk, takaful insurance, governance, awqaf, and related Islamic ethical and behavioral subjects, with the aim of enhancing skills, knowledge, and deeper awareness among management and employees working in the field of Islamic finance.
Her Excellency serves as an Expert at the International Islamic Fiqh Academy. She has also held several important positions, including: Certified Trainer for the Islamic Development Bank; Member of the Board of Directors of the Jordan Islamic Bank; Member of the Jordanian Bar Association; Member of the Jordan Scholars Association; Member of several charitable organizations; Assistant Secretary-General of the Islamic Financial Services Board (IFSB) in Kuala Lumpur, Malaysia; Part-Time Lecturer in Islamic Economics at the Faculty of Business, University of Jordan; Supervisor of policies and procedures for Islamic insurance and banking institutions; Certified Trainer for Al-Kafi Foundation, Tunisia; and Certified Trainer for the Institute of Banking Studies affiliated with the Central Bank of Jordan.
She has also contributed to public awareness initiatives through the Jordan Academy of Arabic Language Radio, where she prepared and presented specialized programs on family, economics, and social issues that were broadcast continuously over a period of four years.
Books and Research:
- Takaful Insurance.
- The Role of Women in the Islamic Economy.
- Islamic Transparency and Contradictions.
- The Ethics of Poverty.
- Accounting and Auditing in Islam.
- Challenges Facing the Muslim Family in Contemporary Times.
- Sharia Boards and the Limitations of Their Responsibilities.
- The Islamic Financial System in Light of Contemporary Challenges.
- Financial Leasing in Islamic Banks.
- Islamic Financial Institutions.
- Islamic Waqf and the Needs of the Muslim Community.
- The Islamic Perspective on Debt and Its Impact on Families.
- FIDIC Contracts and Their Impact on Modern Contracts in Arab Countries, presented at the International Islamic Fiqh Academy Conference (2019).
- Takhrij, Verification, and Determination of the Effective Legal Cause (1993).
- Accounting in Takaful Insurance (2006).
- Bank Performance Analysis (2007).
- Work Ethics in Islamic Financial Institutions (2007).
- Contribution to the preparation of an international report on the challenges and opportunities of the Islamic finance industry (a joint study between BDO offices in Jordan, Bahrain, and London) (2009).
- Report on Sharia Boards in cooperation with the General Council for Islamic Banks and Financial Institutions (2010).
- Report on Islamic Finance in Jordan, Wiley Finance Series (2014).
- Preparation of a specialized book on the governance of Islamic financial institutions in cooperation with the SABIC Chair (published electronically in 2015).
- Islamic Sukuk Between Jurisprudence and Practice – Dar Al-Nafaes for Publishing and Distribution (2015).
- Sound Islamic Economics: The Theory of Sustainable Economics (co-authored with a group of scholars) (202
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